Insurance and Benefits.

Commercial Insurance.

Your business is one-of-a-kind and requires customized insurance.

Is your business properly insured? Your company deserves a unique commercial insurance policy. You've worked hard to establish your brand and reputation--make sure you have the coverage your business needs.

By most accounts, the goal of doing business is maximizing profits, while minimizing costs. This means making strategic plans that account for expected costs and delineate reactional plans that shrewdly reinvest the profits. Keeping costs to an acceptable level entails finding affordable comprehensive insurance that can reduce the cost of unexpected losses.

  • Business Owners Policy(BOP)
  • Professional Liability
  • Workers Compensation
  • Commercial Auto
  • Umbrella(excess liability)
  • Bonding
  • Special Events
  • Health Insurance programs
  • Dental
  • Vision
  • Short & Long term disability
  • Group Life Insurance

Health Benefits.

Our Employee Benefits unit provides employee benefits plan design and analysis, administration solutions, employee health and wellness program development, underwriting and healthcare risk management, compliance maintenance, COBRA, and employee enrollment services.

Employer Advantages

  • Streamlines benefits management with single source employee access
  • Eases enrollment with all forms in one place and customized for your company
  • Improves employee communication with 24/7 access to employee resources
  • Provides COBRA administration, information, and management

Employee Benefits

Employees are a company’s most valuable asset. Without dedicated employees, the ability to increase profits and sustain measured growth becomes all but impossible. That’s why Symbiotries Inc. has a dedicated Benefits Services unit comprised of three distinct divisions:

Retail

Responsible for the day-to-day servicing, benefits management, and customer care of our direct customers.

Access to an extensive network of insurance providers, programs, and plans.

Analysis of your company’s strategy to select and customize policies to provide you with financial savings and comprehensive coverage.

Outsource

Manages the benefits departments of partner insurance agencies.

Experience and extensive relationships with carriers.

Benefits experts for other insurance firms whose main focus lies with other non-benefit related insurances such as commercial and financial services agencies.

Wholesale

Supports the backroom needs of our subagents

Insurance quotes and rate negotiations

No matter what services you need, our Employee Benefits unit is here to represent you as an independent broker. We work on your behalf to bring you an informed and unbiased perspective within the benefits environment and offer you the most cost-effective programs available.

Here's what makes us stand apart.

20 years of insurance industry experience

Assigned Commercial Agent(direct access)

We design insurance programs to fit your business

24/7 agent availability